Federal heat pump rebate: installs from November 1, 2026 may qualify once the portal opens in early 2027. See how it works
The federal government is putting $2 billion toward heat pump rebates: $2,000 for most eligible homeowners and up to $10,000 for households at or below the median after-tax income. Here is what is confirmed, what is not, and what to do before the portal opens.
Program details are still being finalized and may change. Funding is not guaranteed until an application is approved. Source: Government of Canada.
October 8, 2026
Program announced: $2 billion for up to 820,000 households.
November 1, 2026
Eligible installs on or after this date may qualify for a retroactive rebate.
Early 2027
Online portal expected to open. No payments are made before the program launches.
March 2034
Program expected to close.
Each reason below is based on the federal government's published program page. Where something is not yet confirmed, we say so.
Most eligible homeowners may receive $2,000. Households at or below the median after-tax income for their province and household size may receive up to $10,000. Income is checked against your 2025 tax return through the Canada Revenue Agency when you apply.
The government says eligible heat pumps installed on or after November 1, 2026 may qualify for a retroactive rebate. Eligibility is judged on the rules in effect on your install date, and funding is not guaranteed until your application is approved. Keep every receipt.
The federal rebate does not require an energy audit before or after installation. You do not have to remove your existing system or prove that it failed, and both emergency and planned replacements are accepted.
A heat pump heats your home in winter and cools it in summer. For many homes that means one system in place of a furnace and air conditioner, with one service visit a year.
The rebate applies only to cold-climate heat pumps on the government's Eligible Products List, identified by AHRI number. Earlier programs required these units to keep at least 70% of their heating capacity at -15°C and to use a variable-speed compressor. We check every model against the list before we quote it.
The government says households heating with natural gas, oil, propane, electricity or wood may qualify. It also warns that switching away from natural gas may not lower your heating bills, depending on your region and system. We go through the numbers for your home before you decide.
You apply for the federal rebate yourself, once the portal opens. Your invoice must show your name and address, the installing company, the make, model and AHRI number, the number of units, and the full project cost including ductwork and electrical work. We prepare an invoice that includes all of it. Submit it within 6 months.
The steps below follow the government's page. The portal is not open yet, so nothing can be submitted today.
A cold-climate heat pump on the Eligible Products List, bought from and installed by an HVAC contractor.
Name, address, installer, make, model, AHRI number, number of units and total cost.
You must own the home and live in Canada. Your SIN is needed for the higher rebate so the CRA can check income.
The government targets approval within 24 hours and payment within five days. These are announced targets, not guarantees.
Take line 23600 (net income) minus line 43500 (total taxes payable) from your 2025 tax return. If you have a spouse or common-law partner, add both results. The amount must be equal to or less than the figure for your province and household size. For a one-person household in Ontario, that figure is $46,981. Find the full table on the Government of Canada page.
One rebate per household. Federal funding must not have been provided for a heat pump at the same address before.
Program details are still being finalized and may change. Source: Government of Canada.
The federal page does not say whether the rebate can be combined with provincial or utility programs. Ask us before you rely on stacking.
Enbridge Gas and Save on Energy
For cold-climate air-source heat pumps: $1,250 per ton up to $7,500 in electric, oil, propane or wood-heated homes, and $500 per ton up to $2,000 in Enbridge gas homes. Approval is required before installation and only contractors on the program's list can take part.
Toronto homes only
Loans for heat pumps from 3.83% over 5 years. The city says it can be combined with other incentives.
Rates listed are valid until December 31, 2026. Confirm with the City.
These are 2026 Canadian price ranges from a national installation guide, not our quotes. Your price depends on home size, ductwork, electrical capacity and the model. Your written quote shows the exact price.
| System | Typical installed price |
|---|---|
| Ductless mini-split, single zone | $2,000 to $5,000 |
| Ductless mini-split, two zones | $4,500 to $8,000 |
| Ductless mini-split, multi-zone | $8,000 to $15,000 |
| Ducted heat pump, existing ductwork | $4,500 to $10,000 |
| Ducted heat pump, no existing ductwork | $10,000 to $20,000 |
Ductwork repairs, electrical upgrades and permits can add to these figures. Source: HomeStars, HVAC installation costs in Canada, 2026.
Program details are still being finalized and may change. Source: Government of Canada.
Tell us where you are and what you need. We reply within one business day, or call 1 (866) 206-7471.
The government expects the online portal to open in early 2027. No payments are made until the program launches and applications are approved. The program is expected to close in March 2034.
Eligible heat pumps installed on or after November 1, 2026 may qualify for a retroactive rebate. Eligibility is judged on the rules in effect on the install date, and funding is not guaranteed until an application is approved. Program details are still being finalized.
You do, as the homeowner. The heat pump must be bought from and installed by an HVAC contractor, and the contractor's invoice supports your application.
Not for the federal rebate. No audit is required before or after installation.
Cold-climate heat pumps on the government's Eligible Products List, identified by AHRI number. The system should be able to heat your entire home. We check the model and the sizing before we quote.
It depends. Compared with electric baseboards, oil or propane, often yes. The government warns that switching from natural gas may not lower bills, depending on your region and system.
The government says it does not make door-to-door visits or marketing calls about heating and cooling equipment. Report suspected scams to PNRT-NHPR@ec.gc.ca and to local police. Trust Build Heating & Cooling is not part of the Government of Canada.
We cover the cities listed below, from the GTA to Niagara, Collingwood, Peterborough and Belleville. See every service area.
Program details are still being finalized and may change. Source: Government of Canada.
Keep your receipts, check your system against the eligible list, and get a written quote that shows the full project cost.
Request a free quote